How It Works

We’ll explain the basics of Need an Identity Theft Guard Dog? services here. Find out what it is and how it works.

About Need an Identity Theft Guard Dog?

Need an Identity Theft Guard Dog? is a combination of two valuable services—identity theft prevention and identity theft insurance.  The goal of Need an Identity Theft Guard Dog? services is to protect your good name.  We do this by employing your rights as a consumer to control who has access to your identity and how they use it.  We take several preventive measures to protect you from identity theft, such as setting fraud alerts on your credit report and removing your name from junk mail lists.  We do everything we can to prevent your identity from falling into the wrong hands.  To back our work, we also offer a $1,000,000 insurance policy that will reimburse you for any expenses you incur if you become a victim of identity theft. Visit our about us page if you would like to know more.

The Need an Identity Theft Guard Dog? Process

When you become a customer, Need an Identity Theft Guard Dog? will take the following steps:

1. We set fraud alerts with the credit bureaus on your behalf.  Usually, within an hour of your becoming a customer, Need an Identity Theft Guard Dog? will set fraud alerts on your credit reports.  Fraud alerts force anyone who wants to do anything with your credit to call your first to verify that the transaction is legitimate. 
2. We reset the fraud alerts every 90 days.  For maximum security, Need an Identity Theft Guard Dog? will reset the fraud alerts every 90 days unless your circumstances change or you tell us not to do so. 
3. We take your name off of pre-approval and junk mail lists.  Because junk mail is a prime target for identity thieves, Need an Identity Theft Guard Dog? will immediately request that your name be removed from credit card pre-approval and other junk mail lists.  You will no longer have to deal with those irritating piles of junk mail in your mailbox or worry about shredding junk mail with sensitive information. 
4. We have your free credit reports sent to you.  Monitoring your credit reports is an important part of preventing identity theft, which is why Need an Identity Theft Guard Dog? will automatically order your free credit reports and have them sent to you.
5. Stolen purse or wallet?  Not a problem.  If your purse or wallet ever goes missing, you can call Need an Identity Theft Guard Dog?, and we will automatically contact all of your credit card companies to cancel your accounts.  We will also help you re-order any identifying documents, such as driver’s licenses or social security cards, which were lost.
6. You get the protection of our $1,000,000 policy.  Should you become a victim of identity theft while you’re a Need an Identity Theft Guard Dog? client, we will spend up to $1,000,000 to restore your good name.